Professional Indemnity Insurance for Domiciliary Care Recruitment
Agencies placing care workers into people's homes carry a profound duty of care. When vetting processes fail in domiciliary settings, the consequences can be devastating. Specialist Professional Indemnity Insurance provides essential protection.
Risk Exposure
Why Domiciliary Care Recruitment Agencies Need Professional Indemnity Insurance
Domiciliary care recruitment involves placing workers into vulnerable people's homes. The duty of care owed by the recruitment agency in vetting, selecting and placing suitable candidates is exceptionally high.
Claims in this sector often involve allegations of inadequate vetting leading to abuse, theft, or neglect. The emotional and financial impact of these claims can be severe, and the regulatory consequences can be business-ending.
PLB arranges PI cover with underwriters who understand the specific challenges of domiciliary care recruitment and can provide appropriate protection.
Scope of Cover
Typical Activities Covered
Illustrative Claims Scenarios
Typical Claims Scenarios
The following scenarios are illustrative examples only and are intended to demonstrate the types of claims Professional Indemnity Insurance is designed to respond to.
Carer Misconduct
A domiciliary care worker placed by the agency is found to have committed financial abuse against a vulnerable service user. A Professional Indemnity claim is pursued against the agency for the losses suffered and associated legal costs.
Inadequate Training Verification
A care worker placed without adequate verification of manual handling training causes injury to a service user. A Professional Indemnity claim is made against the agency for the personal injury damages and associated regulatory costs.
Proposal Information
What Underwriters Usually Ask
When we approach the market on your behalf, underwriters will typically require the following information. We guide you through this process.
Why Choose PLB
Specialist Domiciliary Care Recruitment PI Brokers
Sector Expertise
We understand the specific professional risks facing domiciliary care recruitment and arrange cover that responds to your actual exposures.
Market Access
Access to specialist Professional Indemnity underwriters and markets with experience in this sector.
Personal Service
Deal directly with experienced PI specialists who know your sector — not a call centre or an algorithm.
Frequently Asked Questions
Domiciliary Care Recruitment — Common Questions
Get Started
Request a Quotation
Complete our specialist proposal form and a Professional Indemnity broker will review the information provided and contact you within one working day.